With Banking as a service,

a more speedy and comfortable future for money transfer has arrived. I.P. is a prepaid cards & payments technology offering some of the most flexible and quick-to-market services in the prepaid payments industry.

The intelligent Payments platform allows businesses to embed financial services into their ecosystem with superior end-user experiences and innovative financial offerings. Businesses can now offer digital banking services to their customers without connecting with banks and other financial institutions.

All the transactional infrastructure and processes are deftly handled by our BaaS platform. Moreover, the customized Co-branded prepaid cards come with the goodness of all traditional features like loyalty points, one-click loans, discounts, and many more lucrative deals and offers.

Starting with a single-pointed focus of removing all possible friction in the flow of money by leveraging state-of-the-art fintech solutions, the Intelligent Payments BaaS platform enables quick integrations with multiple banking APIs. It ensures that customers go live within a matter of a few days.

Our enviable service line includes white label financial solutions, including e-wallets, Open Loop, Semi-Closed, and Closed User Group prepaid cards. We abide by our promise to deliver customizable, simple solutions that work with a high degree of automation.

iPay is an integrated platform, such that you can implement both classic and innovative business models in payments.
As an issuer, you can leverage multiple new opportunities with the iPay’s card management system

Attract new types of customers

Offer mobile wallet accounts to unbanked customers, private label cards to merchants, and prepaid cards to tourists.

Build your ecosystem

Integrate easily and painlessly with third-party companies enhancing your customers' experience (e.g., scoring, digital identity, wallet providers).

Increase non-credit revenues

Earn on FX when issuing multi-currency cards, and offer instant prepaid or virtual cards for special use (events, one-time purchases).

Work with merchants

Organize a sales finance partnership with merchants, issue a co-branded instalment card with retailers, and lead loyalty programs.